/* =========================================================
   SUB-PAGES — FAQ page + Policy Page template
   ========================================================= */

/* ---------- Shared 2-col hero (FAQ + Policy) ---------- */
.ubl-subpage-hero { padding: 44px 0; }
.ubl-subpage-hero-grid { display: grid; grid-template-columns: 1.3fr 0.7fr; gap: 34px; align-items: center; }
.ubl-subpage-hero-text h1 { font-size: 34px; line-height: 1.18; margin: 14px 0 14px; }
.ubl-subpage-hero-desc { font-size: 15px; color: var(--ubl-color-text-muted); max-width: 480px; margin: 0; }
.ubl-subpage-hero-visual img { width: 100%; max-width: 260px; height: auto; display: block; margin: 0 auto; }
.ubl-eyebrow-icon { display: inline-flex; align-items: center; gap: 6px; }
.ubl-eyebrow-icon svg { width: 16px; height: 16px; }

.ubl-faq-search-wrap { margin-top: 18px; max-width: 420px; }
.ubl-faq-search-wrap input { background: #fff; }

/* ---------- FAQ tabs (with icons) ---------- */
.ubl-faq-group-tabs { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 30px; }
.ubl-faq-group-tab {
	display: inline-flex; align-items: center; gap: 8px;
	padding: 10px 18px; border: 1px solid var(--ubl-color-border); border-radius: 24px;
	background: #fff; cursor: pointer; font-size: 14px; font-weight: 600;
	color: var(--ubl-color-text-muted); transition: background var(--ubl-transition), border-color var(--ubl-transition), color var(--ubl-transition);
}
.ubl-faq-group-tab svg { flex-shrink: 0; width: 18px; height: 18px; }
.ubl-faq-group-tab:hover { border-color: var(--ubl-color-accent); color: var(--ubl-color-text); }
.ubl-faq-group-tab.is-active {
	background: rgba(251, 178, 1, .12);
	border-color: var(--ubl-color-accent);
	color: var(--ubl-color-black);
}

.ubl-faq-group-box { border: 1px solid var(--ubl-color-border); border-radius: var(--ubl-radius-card); padding: 10px 24px; margin-bottom: 20px; }
.ubl-faq-group-box h3 { display: flex; align-items: center; gap: 12px; padding: 18px 0; font-size: 17px; margin-bottom: 0 !important; }
.ubl-faq-group-box-icon {
	width: 40px;
	height: 40px;
	margin-bottom: 0;
	flex-shrink: 0;
	background: #fbb201;
	color: #000;
	display: flex;
	align-items: center;
	justify-content: center;
	border-radius: 100px;
}

/* ---------- Contact CTA (FAQ + Policy) ---------- */
.ubl-faq-contact-cta {
	display: flex; align-items: center; gap: 20px; flex-wrap: wrap;
	background: var(--ubl-color-bg-alt); border-radius: var(--ubl-radius-card); padding: 26px 32px; margin-top: 30px;
}
.ubl-faq-contact-cta-icon .ubl-icon-circle { margin-bottom: 0; width: 56px; height: 56px; background: rgba(251,178,1,.15); }
.ubl-faq-contact-cta-text { flex: 1; min-width: 200px; }
.ubl-faq-contact-cta-text h4 { margin: 0 0 4px; font-size: 17px; }
.ubl-faq-contact-cta-text p { margin: 0; color: var(--ubl-color-text-muted); font-size: 14px; }

/* ---------- Policy Page — numbered sections ---------- */
/* ---------- Policy Page — layout with sticky Table of Contents ---------- */
.ubl-policy-layout { display: grid; grid-template-columns: 250px 1fr; gap: 50px; align-items: start; }
.ubl-policy-toc { position: sticky; top: calc(var(--ubl-header-height) + 24px); }
.ubl-policy-toc-inner { border-right: 1px solid var(--ubl-color-border); padding-right: 24px; }
.ubl-policy-toc-label { display: block; font-size: 11px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ubl-color-text-muted); margin-bottom: 14px; }
.ubl-policy-toc nav ul { list-style: none; margin: 0; padding: 0; }
.ubl-policy-toc nav li { margin-bottom: 12px; }
.ubl-policy-toc nav a { font-size: 14px; color: var(--ubl-color-text-muted); line-height: 1.4; display: block; transition: color var(--ubl-transition); }
.ubl-policy-toc nav a:hover, .ubl-policy-toc nav a.is-active { color: var(--ubl-color-black); font-weight: 600; }
.ubl-policy-toc-contact {
	display: inline-flex; align-items: center; gap: 6px;
	margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--ubl-color-border);
	font-size: 13px; font-weight: 700; color: var(--ubl-color-black);
}
.ubl-policy-toc-contact svg { transition: transform var(--ubl-transition); }
.ubl-policy-toc-contact:hover svg { transform: translateX(3px); }
.ubl-policy-main { }
.ubl-policy-container { margin: 0 auto; }
.ubl-policy-intro { font-size: 15px; line-height: 1.75; color: var(--ubl-color-text); margin-bottom: 24px; }
.ubl-policy-intro p { margin: 0 0 16px; }
.ubl-policy-intro p:last-child { margin-bottom: 0; }
.ubl-policy-section {
	display: grid; grid-template-columns: 56px 1fr; gap: 22px;
	padding: 30px 0; border-bottom: 1px solid var(--ubl-color-border);
	scroll-margin-top: calc(var(--ubl-header-height) + 20px);
}
.ubl-policy-section:first-child { padding-top: 0; }
.ubl-policy-section:last-of-type { border-bottom: none; }
.ubl-policy-section-icon { margin-bottom: 0; }
span.ubl-icon-circle.ubl-policy-section-icon {
	width: 40px;
	height: 40px;
	background: #fbb201;
	color: #000;
	display: flex;
	align-items: center;
	justify-content: center;
	border-radius: 100px;
}
.ubl-policy-section-body h3 { font-size: 19px; margin: 4px 0 12px; }
.ubl-policy-section-content { color: var(--ubl-color-text); font-size: 15px; line-height: 1.75; }
.ubl-policy-section-content p { margin: 0 0 16px; }
.ubl-policy-section-content p:last-child { margin-bottom: 0; }
.ubl-policy-section-content ul { list-style: none; margin: 0 0 16px; padding: 0; }
.ubl-policy-section-content ul li {
	position: relative; padding-left: 28px; margin-bottom: 10px; color: var(--ubl-color-text);
}
.ubl-policy-section-content ul li::before {
	content: ''; position: absolute; left: 0; top: 3px; width: 16px; height: 16px;
	border-radius: 50%; background: var(--ubl-color-accent);
}
.ubl-policy-section-content ul li::after {
	content: ''; position: absolute; left: 4.5px; top: 6.5px; width: 7px; height: 4px;
	border-left: 2px solid #000; border-bottom: 2px solid #000; transform: rotate(-45deg);
}
.ubl-policy-section-content ol { margin: 0 0 16px 20px; }
.ubl-policy-section-content a { color: var(--ubl-color-black); font-weight: 600; text-decoration: underline; }
.ubl-policy-section--plain { grid-template-columns: 1fr; }

/* ---------- Shared Page Trust Bar ---------- */
.ubl-page-trustbar { padding: 44px 0; }
.ubl-page-trustbar-item { display: flex; align-items: flex-start; gap: 14px; }
.ubl-page-trustbar-item .ubl-icon-circle {
	margin-bottom: 0;
	flex-shrink: 0;
	width: 46px;
	height: 46px;
	background: #fff;
	display: flex;
	align-items: center;
	justify-content: center;
	border-radius: 100px;
	border: 1px solid #fbb201;
}
.ubl-page-trustbar-item h5 { margin: 0 0 4px; font-size: 14px; }
.ubl-page-trustbar-item p { margin: 0; font-size: 12.5px; color: var(--ubl-color-text-muted); line-height: 1.5; }

/* ---------- Responsive ---------- */
@media (max-width: 991px) {
	.ubl-subpage-hero-grid { grid-template-columns: 1fr; gap: 30px; text-align: center; }
	.ubl-subpage-hero-desc { margin-left: auto; margin-right: auto; }
	.ubl-page-trustbar .ubl-grid-4 { grid-template-columns: repeat(2, 1fr); }
	.ubl-policy-section { grid-template-columns: 44px 1fr; gap: 16px; }
	.ubl-policy-layout { grid-template-columns: 1fr; gap: 30px; }
	.ubl-policy-toc { position: static; }
	.ubl-policy-toc-inner { border-right: none; border-bottom: 1px solid var(--ubl-color-border); padding-right: 0; padding-bottom: 20px; }
	.ubl-policy-main { max-width: 100%; }
}
@media (max-width: 768px) {
	/* Hero product image is dropped on mobile (per client request) so the
	   inner-page banner stays short — text-only hero on small screens. */
	.ubl-subpage-hero-visual { display: none; }
}
@media (max-width: 640px) {
	.ubl-subpage-hero-text h1 { font-size: 28px; }
	.ubl-faq-contact-cta { flex-direction: column; align-items: flex-start; }
	.ubl-page-trustbar .ubl-grid-4 { grid-template-columns: 1fr; }
	.ubl-policy-section { grid-template-columns: 1fr; }
	.ubl-policy-section-icon { display: none; }
}